In-work injuries can result in expensive medical bills and lost wages, which lead to financial difficulties for victims of work accidents and those who rely on them. 

If you or a relative has been the victim of a serious workplace accident, you may be entitled to receive benefits by filing a compensation claim through your employer and their workers’ compensation insurance

Filing a claim for compensation

If your employer does not have workers’ compensation insurance, you will need to file a claim against your employer to receive the appropriate compensation in relation to your injuries.

Proving guilt in such cases is difficult, however. Therefore you should talk to a local expert. If you live in the Gloucestershire area, it makes sense to look for a legal expert who has been successful at filing an accident at work claim in Gloucester. The lawyer can explain the legal options available and assist you in determining the best course of action based on your situation.

We spoke to legal experts in work injury claims in Gloucestershire to find out why claiming for compensation following a work accident might be necessary.

Workers’ compensation 

Workers’ compensation insurance is designed to provide medical and other benefits to employees who have sustained an injury while at work. Unfortunately, workers’ compensation and alternative plans might not be adequate in terms of covering all costs of work-related injuries, especially future medical bills and any loss of earnings in the future. 

If your employer’s plan offers inadequate coverage or your employer does not provide workers’ compensation or alternative workplace insurance, a claim may be the best way to receive a fair payment for your pain and suffering, medical expenses, loss of earnings, and other losses after a work accident.

Workplace injuries

Workplace accidents can result from multiple hazards at work and happen in any type of workplace. In-work injuries often lead to claims for compensation for burns, crushed limbs, spinal cord injuries, head and brain injuries, hearing loss, and blindness, among others. 

The most common reasons for work accidents include:

  • Slips and falls
  • Injuries resulting from slippery surfaces, spills, uneven surfaces, etc.
  • Heavy equipment 
  • Hazardous materials
  • Falling objects 
  • Insufficient safety protection
  • Defective equipment
  • Electrical shock or burns
  • Repetitive movements

Claims for injuries against third parties

Frequently, a third party, and not the employer, is responsible for work accidents, for example, external contractors, delivery people, or manufacturers of equipment. In the case of third-party negligence having been the cause of your work injury, you can claim directly against the third party. 

This is still true even if you are in receipt of benefits from your employer’s workers’ compensation plan. An experienced personal injury lawyer will be able to advise you if this is feasible based on the circumstances of your accident. 

Workplace accident lawyers 

Have you been the victim of an accident at work and your employer does not provide compensation insurance or suitable alternative insurance to cover workplace injuries? Is the coverage inadequate to cover all expenses related to your injuries? Then you should get in contact with personal injury lawyers with experience in work accident claims for compensation. 

These specialists understand the challenges facing victims of workplace accidents. They have helped many clients previously to secure the compensation deserved after being involved in a workplace accident. And, the good news is that they often provide an initial free consultation to victims of work accidents. So, you have nothing to lose and everything to gain!