A serious car accident in Jefferson City can leave you with unexpected injuries and awful financial distress. If you believe that the other driver was at fault, you can file a civil lawsuit and ask compensation for your damages, as Missouri is a fault state. The big question is – should you consider seeking legal representation? Do you need to hire a Jefferson City MO car accident attorney? Here are some things to consider. 

Liability and fault

Before you can file a lawsuit, or insurance claim, you must be clear on fault and liability, and that’s often the hardest part. Hiring an attorney can help in understanding the circumstances better. An attorney will do their own share of investigation, gather evidence, and find more on what or who caused the accident. This will make the whole case easy for you. 

Part fault

Missouri is a pure comparative fault state. For example – If you were 40% at fault and were awarded $50,000 in settlement, you will eventually get $30,000. Your compensation will be reduced by your fault in percentage. In Missouri, you can file a lawsuit against the other driver at fault, even when you are majorly at fault. Insurance company of the at-fault driver, however, may use this against you. Hiring a lawyer is also about protecting your interests, so that you get a fair settlement, depending on the circumstances. 

The statute of limitations 

Like other states, there is a statute of limitations in Missouri too. If you want to bring a civil lawsuit against an at-fault driver, you have 5 years to do so, counting from date of accident. While that may seem like a long time, especially when compared to other states, critical evidence can go missing with a few days of the car accident. You need a lawyer, because they can work to strengthen your case against all odds and time. 

Experience counts

Another big reason why you need to get a lawyer is expertise. Top law firms in Jefferson City have reliable and skilled attorneys working for them, and they have years of individual and collaborative experience. Don’t shy away from checking relevant details before hiring an attorney, but their experience with car accidents is hard to ignore. 

Don’t delay in calling a lawyer after your accident in Jefferson City. Your lawyer can take things ahead with the insurance company, and talk to the claims adjuster on your behalf.